Anyone can invest in a securities-based crowdfunding offering. Because of the risks involved with this type of investing, however, you are limited in how much you can invest during any 12-month period in these transactions.
The limitation on how much you can invest depends on your net worth and annual income.
- If either your annual income or your net worth is less than $107,000, then during any 12-month period, you can invest up to the greater of either $2,200 or 5% of the lesser of your annual income or net worth.
- If both your annual income and your net worth are equal to or more than $107,000, then during any 12-month period, you can invest up to 10% of annual income or net worth, whichever is lesser, but not to exceed $107,000.
The following table provides a few examples:
To learn more about how much you can invest, please visit the SEC Regulation Crowdfunding Article.